Are you interested in buying a property in Dubai? This real estate buying guide is all you need to make sure that you get the property of your dreams in Dubai.

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STEP 1 : Determine your budget

Before you can start searching for your ideal property, it’s important to outline your budget to know exactly what you can afford.

Remember to take into account agency and transfer fees that are involved in any purchase. If you’re planning to take out a mortgage, be aware that you will most likely require 25% of the property cost as a down payment. Also note that you will have to pay interest on your loan, the amount of which varies depending on the provider, but typically stands around 3-4% depending on the length of the loan.

If this all sounds like too much planning, organization and headache, the agents at Maple & Rose can help you with this step to ensure that you get the best possible deal for your money. 

STEP 2: Find a real estate agent and company that you can trust

It’s vital that you find a real estate agent and company to work with that you can place your full trust in. After all, this is your money and your investments we’re talking about.

Industry experts should be able to guide you through the entire buying process, from start to finish, and take care of the tedious paperwork for you too. The agent assigned to you should go into detail during the preliminary stage to form a solid view of the property you’re looking for to ensure they secure the best deal for your unique needs.

Maple & Rose is formed of a team of passionate and experienced real estate experts who are ready to handle the property buying process for our clients. We take the time to get to know you first and analyse your requirements using accurate market information to provide the best option for you. 

We take care of the entire property buying process on your behalf, so you don’t have to waste your valuable time on the phone or attending meetings. From initial consultation to key handover and beyond, we’re with you every step of the way.

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STEP 3: View properties that meet your needs

As a buyer, the agent you work with will highlight relevant properties and locations that suit your budget and requirements. Once you’ve chosen which properties interest you, it’s time to start viewing them!

Maple & Rose can arrange viewings for you but also gives you the chance to view properties by way of a virtual tour instead of in-person if you choose, making it easier than ever to realise whether a property is for you without travelling to the site location. We bring the property to you.

STEP 4: Make an offer

Once you’ve viewed the property and decided it’s the right choice for you, it’s time to make an offer. When buying property in Dubai, it’s recommended to put your offer in writing, include a 10% deposit cheque and copies of the passports and Emirates ID of those whose names will be on the deed.

If you choose to work with Maple & Rose, we can present your offers and handle any negotiations on your behalf. This way, you can rest assured you will get the best deal for your budget.

Once your offer is accepted, both parties must sign a Memorandum of Understanding (MOU), also known as Form F. Once this is done, both parties can sign the contract and deposit the cheque. 

STEP 5: After the sale is confirmed

The bank must be involved if the buyer purchases using a mortgage. A property valuation will be required to obtain the final offer from the lender and secure the chance of a mortgage. If the seller already has a mortgage on the property, the buyer will need to settle this before the No Objection Certification application is started. Maple & Rose will guide you through this process and ensure everything runs smoothly. 

Additionally, once everything is settled, our agents can help with the entire transfer process, as well as utility connection setups and key handover. 

STEP 6: NOC application

It is required to apply for an NOC to sell the property, and all parties must meet at the developer’s offices to do this. The developer will typically issue the NOC when satisfied that any payment fees have been settled. Once the NOC is applied for, someone from the developer’s office will come to view the property. Some will require the buyers to put down a refundable deposit that is returned once the new title deed is presented and all records updated. 

STEP 7: Transfer of ownership

Upon the issuing of the NOC, all involved parties will be required to go to the office of the Dubai Land Department to transfer ownership.

Once all formalities are completed, the new title deed will be issued in the buyer’s name and they will have to settle any overpaid service charges with the seller. Although this might seem overwhelming, Maple & Rose will be there to handle the entire end-to-end buying process for you, so you can spend less time dealing with admin and phone calls.

Once everything is complete and the property is in your hands, we offer additional property management and maintenance services for buyers seeking to let their properties.

Maple & Rose Property Buying Services

Here are more details on how we assist our clients in buying a property in Dubai:

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Explore the latest properties, apartments for sale, or villas for sale in Dubai, located in different areas and communities, and start your search for your perfect property or dream home with Maple & Rose.